Today we're fixing that with a new Commercial Overdraft facility at the Bank, alongside a much cleaner spread of our Corporate Scale milestones and HQ departments.
💳 1. Commercial Overdraft: Keep The Machines Running
From Tier 1 (Enterprise, €1M+ net assets) onward, you can now configure your bank overdraft policy under/bank:• Policy 0: Production Halt (Default): Safety first. If your cash drops below €0, your factories pause immediately so you don't accumulate any debt or pay interest.
• Policy 1: Commercial Overdraft Line: The machines keep churning 24/7 even if your liquid cash dips into the negative, borrowing against up to 10% of your company's total net assets.
Overdraft interest is billed per turn minute at 8% per day (calculated only on your actual negative balance). And for the accountants among us: yes, overdraft interest is 100% tax-deductible from your daily profit.
🏢 2. Better HQ Department Unlocks Per Tier
Instead of throwing everything at you at once, HQ departments and financial desks are now logically spread across your company's growth:• Tier 1: Enterprise (€1,000,000):
Unlock the Corporate Office, hire Human Resources (to negotiate down worker wages by up to 50%) and your Logistics Director (for extra storage space). You also unlock the Commercial Overdraft at the Bank.
• Tier 2: Corporation (€10,000,000):
Unlock Legal & Compliance (to slash corporate compliance fees), Accounting (negotiates your overdraft interest rate down from 8% to 3%), and Waste Management.
• Tier 3: Multinational (€100,000,000):
Hire your Chief Engineer to automate repairs and prevent machinery wear.
• Tier 4: Megacap (€1,000,000,000):
Unlock the Bonds Investment Desk to park surplus corporate millions in high-yield debt instruments.
Do you play it safe with zero debt, or are you running your factories on pure overdraft leverage?
Let me know in the comments below!
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